Three of the datasets behind this site are published in the open: European broker fees, ETF taxation by country, and the UCITS distribution calendar. Each one is a crawlable HTML table plus a plain CSV, free, no sign-up, licensed CC BY 4.0 — you can republish, chart or remix any of it in a blog post, a newsletter, a research note or a student project, and the only thing asked in return is a credit link back to the dataset page you took it from.
Below the datasets you will find the 36 calculators and screeners that run on the same underlying figures. They are free to use and free to link to, they run entirely in the reader’s browser, and none of them ask for an email address to show a result. If you write about European investing and need a number, a tool or a custom cut of the data, the request block at the bottom tells you how to ask.
Everything here is maintained by a European retail investor, not a data vendor. The rules that govern how each figure gets in are documented in the open too: how I rate brokers, how I compare ETFs, how I compute the tax examples, and every material correction is logged publicly on the corrections page.
The open datasets
Each dataset page carries the full table, the method paragraph, the changelog and its own CSV. The snippets below are short attribution cards you can paste straight into a post; if you want the whole table, copy it from the dataset page.
EU Broker Fee Dataset
Ten European ETF brokers with their per-trade ETF commission, FX conversion fee and annual custody charge, plus the regulator and investor-compensation scheme standing behind each one. Fee schedules read on 4 June 2026: Interactive Brokers is the cheapest on FX at 0.002% (minimum €2 per conversion), Saxo is the only broker in the set charging custody at 0.12% a year, and Trade Republic, Trading 212 and Scalable Capital execute savings-plan trades at €0.
Columns: broker, regulator, investor_protection, etf_commission_eur_per_trade, etf_commission_pct_of_trade, savings_plan_trades_free, fx_fee_pct, fx_min_eur_per_trade, custody_pct_per_year, affiliate_partner, fees_as_of
Download CSV ↓ Full table and method →
Copy-paste attribution card:
<p><strong>EU broker fees, June 2026:</strong> Interactive Brokers charges 0.002% FX
(min EUR 2/trade); Saxo Investor is the only one of the ten with an annual custody
fee (0.12%); Trade Republic, Trading 212 and Scalable Capital run savings-plan
trades at EUR 0.<br>Source: <a href="https://financialexpertclass.com/data-eu-broker-fees/">EU
Broker Fee Dataset – Financial Expert Class</a> (CC BY 4.0)</p>EU ETF Taxes by Country, 2026
Fourteen European countries and how each one taxes a retail investor’s UCITS ETFs: capital gains, distributions, the accumulating-versus-distributing consequence, and the special regime or wrapper that changes the answer — Vorabpauschale, Box 3, deemed disposal, TOB, IKE/IKZE, TBSZ, ISK, Aktiesparekonto and the rest. Every row cites the national tax authority and links the site’s full country guide it was drawn from.
Columns: country, tax_on_etf_capital_gains, tax_on_distributions, accumulating_vs_distributing, special_regime_or_wrapper, authority, authority_url, source_article, as_of
Download CSV ↓ Full table and method →
Copy-paste attribution card:
<p><strong>ETF tax in Europe, 2026:</strong> Ireland taxes fund gains at 38% exit tax
with deemed disposal every 8 years; Germany stacks 26.375% but applies a 30%
Teilfreistellung to equity funds; Sweden's ISK and Hungary's TBSZ replace the
gains tax entirely.<br>Source: <a href="https://financialexpertclass.com/data-eu-etf-taxes-2026/">EU
ETF Taxes by Country 2026 – Financial Expert Class</a> (CC BY 4.0)</p>UCITS Dividend Calendar Dataset
Eighteen widely held distributing UCITS ETFs with their distribution frequency, typical distribution months and an indicative trailing yield. Useful for one specific job: seeing that the quarterly funds do not all pay in the same quarter. Twelve of the eighteen are quarterly, and they split across three offset cycles — Mar/Jun/Sep/Dec, Jan/Apr/Jul/Oct and Feb/May/Aug/Nov — which is what makes a monthly income stream possible without buying a monthly-paying fund. These are typical patterns, not exact ex-dates; the issuer’s own distribution schedule is always the authority for a specific payment.
Columns: ticker, fund_name, distribution_frequency, typical_distribution_months, indicative_yield_pct, category, as_of
Download CSV ↓ Full table and method →
Copy-paste attribution card:
<p><strong>UCITS distribution calendar:</strong> of 18 popular distributing UCITS ETFs,
12 pay quarterly across three offset cycles (Mar/Jun/Sep/Dec, Jan/Apr/Jul/Oct and
Feb/May/Aug/Nov), so a monthly income stream can be built from three funds.<br>
Source: <a href="https://financialexpertclass.com/data-ucits-dividend-calendar/">UCITS
Dividend Calendar Dataset – Financial Expert Class</a> (CC BY 4.0)</p>The tools built on this data
Thirty-six calculators and screeners, all free and all client-side — the maths runs in the reader’s browser, nothing is uploaded and no figure is held back behind an email form. The full directory with longer descriptions is at Free Tools & Screeners; the list below is the linkable index.
Compare and analyse funds
- UCITS ETF Comparison Tool — ~50 funds side by side on TER, domicile, replication and share class
- ETF Overlap & Correlation Analyzer — how much of two funds is the same underlying exposure
- Volatility & Drawdown Comparison — historical worst-case falls by asset class, in euros
- ETF Fee (TER) Cost Calculator — what a 0.1% difference compounds to over decades
- EU Broker Fee Comparator — the interactive front end of the broker fee dataset
- My Real Return (XIRR) — money-weighted return across irregular deposits
- CAGR Calculator — annualised growth rate and exact doubling time
- Average Cost Calculator — cost basis across many buys, the figure tax returns need
Build and plan a portfolio
- UCITS ETF Portfolio Builder — blended TER, real regional exposure and overlap of a chosen mix
- How Much Do I Need to Invest? — the monthly amount that reaches a target
- Compound Growth Calculator — contributions plus reinvested distributions over time
- Hedged vs Unhedged Calculator — the euro effect of a EUR/USD move, and the hedge cost
- Rebalancing Cost Calculator — monthly vs annual vs threshold, fees and tax included
- Lump Sum vs DCA Simulator — expected outcome and honest spread for both
- European Inflation Calculator — what today’s euros buy later, at ECB-target and spike rates
- Bond Duration Impact — the price effect of a 1% rate move on a bond ETF
Tax
- EU Dividend Tax Calculator — the dividend tax owed in your country, ranked lowest first
- Capital Gains Tax Comparator — one gain, taxed across 30 European countries
- ETF Withholding Tax Calculator — the fund-level US withholding drag by domicile
- Accumulating vs Distributing Tax — which share class keeps more after tax, by country
- Vorabpauschale Calculator — the German January prepayment, with Teilfreistellung applied
- Tax-Free Clock — the exact date a holding clears a national holding-period exemption
- European Pension Gap Calculator — state pension against desired income, and the shortfall
Dividends and income
- Dividend Investing Calculator — after-tax DRIP growth and yield on cost
- UCITS ETF Dividend Calendar — the interactive front end of the distribution dataset
- European Dividend Aristocrats Screener — filter by country, sector and yield
- ESG / Sustainable ETF Screener — Screened, Enhanced, SRI and Paris-Aligned approaches compared
Retirement and financial independence
- Financial Freedom (FIRE) Calculator — the target number at a chosen withdrawal rate
- Safe Withdrawal Rate Calculator — survival of a portfolio at 3–6% withdrawals
- Coast FIRE Calculator — whether the pot is already big enough to stop contributing
- How Long Will My Money Last? — month-by-month depletion with inflation
Household money decisions
- Rent vs Buy (Europe) — the 5% rule with the deposit’s opportunity cost included
- Mortgage Overpay vs Invest — guaranteed saving against expected return
- Invest or Pay Off Debt? — after-tax expected return against the debt rate
- Emergency Fund Calculator — months of cover needed and where to park it
- Nexo Earnings Calculator — crypto-earn yield modelling, with the counterparty risk stated
How to cite, and how to request data
Licence. All three datasets are published under Creative Commons Attribution 4.0 International. You may copy, adapt, chart and republish them, including commercially, provided you credit the source and link to the dataset page. You do not need to ask permission and there is no fee.
Suggested citation. Balciunas, K. (2026). <dataset name>. Financial Expert Class, Aurum Digital Marketing Ltd. Retrieved <date> from <dataset URL>. For a footnote, “Financial Expert Class, EU Broker Fee Dataset (2026), CC BY 4.0” with a link is enough.
Dates matter more than usual here. Broker fee schedules and tax rules change without notice, so always quote the as_of or fees_as_of column alongside any figure rather than presenting it as current. Each dataset page carries a changelog; if a figure moves, the change is dated there and, when it is material, on the corrections page.
Requests. If you need a cut that does not exist yet — more countries in the tax table, a longer broker list, a distribution calendar filtered to one issuer, or the underlying figures behind a specific calculator — write to [email protected] with what you are working on and the deadline. Journalists and researchers get priority, and there is no charge. Corrections are welcome at the same address: send the source that contradicts the figure and it will be checked against the issuer or authority document and fixed publicly.
Financial Expert Class is published by Aurum Digital Marketing Ltd (United Kingdom). Nothing on this page or in these datasets is personalised financial advice.