Contact Financial Expert Class

Last reviewed: 29 May 2026 · By Kestutis Balciunas, Founder & Editor

This page reaches Kestutis Balciunas, founder of Financial Expert Class. Financial Expert Class is the trading name of Aurum Digital Marketing LTD, a UK private limited company.

Kestutis Balciunas, founder of Financial Expert Class
Kestutis Balciunas — European dividend & ETF investor, 11+ years self-directed.

Email me directly

Write to [email protected]. This is the primary and fastest channel for editorial, legal, partnership and reader questions. Every other channel below ends up in the same inbox.

Expected reply window is 2–5 UK working days for most messages. GDPR and formal legal requests are answered within the statutory 30-day window. Responses are slower during August and December, when I handle email less often. To help me reply faster, put the topic in the subject line using the conventions in the routing table below.

Please do not paste broker passwords, 2FA codes, full IBANs, full card numbers, or copies of ID documents. If your matter is genuinely sensitive, ask in your first message and I will suggest an appropriate channel.

Where to route different question types

Pick the row that matches your message — it helps me reply faster.
Question type What to do
Editorial correction (factual error, broken figure, outdated rate) Email with subject “Correction: [article title]” and the URL. See the editorial process.
Broker affiliate concern (Freedom24, Interactive Brokers, XTB, Nexo, Trade Republic) Read the affiliate disclosure, then email with subject “Affiliate: [broker]”.
GDPR / data access, deletion or rectification request Review the privacy policy and email with subject “GDPR request”. I reply within 30 days, as required by UK and EU data protection law.
Paid Substack billing, refund or cancellation Subscription support is handled by Substack directly — manage or cancel your plan at substack.com/account, or reply to any Substack receipt email.
Press or media interview Email with subject “Press: [outlet]”, your deadline, and the angle.
Podcast invitation Email with subject “Podcast: [show name]”, your deadline, and the topic.
Partnership or sponsorship Email with subject “Partnership: [company]”. Finance-relevant only; see “What I cannot answer” below.
Site bug or broken link Email with subject “Site issue: [URL]”, plus your device and browser.
Accessibility problem (screen reader, contrast, keyboard navigation) Email with subject “Accessibility: [page]” and describe what failed.

What I cannot answer

  • Personalised investment advice. I am not authorised or regulated as a financial adviser by any EU or UK regulator (including the FCA, BaFin, AMF, CySEC, KNF and equivalent bodies). Content on this site is general financial education, not personalised advice.
  • Specific stock, ETF or crypto picks for your situation, portfolio reviews, or tax optimisation for your jurisdiction.
  • Guest-post pitches. I do not publish guest posts, and pitches with link insertions into existing articles will not be answered.
  • SEO link-building requests of any kind — paid backlinks, link insertions into existing articles, guest posts for SEO, or private blog network (PBN) offers.
  • Marketing or partnership offers outside personal finance, investing, and broker products.

Find me elsewhere

You can also follow my work on the paid Get Dividends Substack, on Medium, on LinkedIn and on X (formerly Twitter). DMs on social platforms are read but answered slowly. I never message readers first on Discord, Telegram or WhatsApp — any such account claiming to be me is impersonation.

Languages I work in

I correspond in English (primary), Lithuanian, and basic Russian. If you write in another European language I will translate. Replies in English are faster and more accurate, so please send queries in English where possible.

  • Legal entity: Aurum Digital Marketing LTD (trading as Financial Expert Class)
  • Companies House number: 15203665
  • Registered office: Flat 18 Block N Peabody Buildings, Wild Street, London, England, WC2B 4BX, United Kingdom
  • Incorporated: 11 October 2023
  • Company status: Active
  • VAT status: Not VAT-registered (turnover below UK threshold)
  • Public email: [email protected]

Selected research from Financial Expert Class

In-depth guides our readers are using right now:

Risk disclaimer: Investing always involves the risk of losing your capital. Past performance and predictions do not guarantee future results. Do your own research and consider consulting a qualified financial advisor before making any investment decisions.