ETF Education
The ground floor of the site: what an ETF actually is, how UCITS funds work, and the first practical steps for a European investor. This archive collects the plain-language explainers — accumulating versus distributing, physical versus synthetic replication, how to read a KID, what ISIN codes and tickers mean — plus the walkthroughs for buying a first fund and setting up a monthly plan. It also houses the life-situation guides that beginners actually search for: investing for children, moving countries with a portfolio, and what to do with a sudden lump sum. Everything is written for the European context — UCITS funds, EU brokers, EU tax wrappers — because advice built for American 401(k)s mostly does not survive the Atlantic crossing. Start with the beginner’s guide to ETFs, then use the free calculators to turn concepts into your own numbers. No jargon is assumed; every technical term links back to a definition.
French PEA vs PER: which holds more UCITS, and when to use each (2026)
French PEA vs PER: which holds more UCITS, and when to use each (2026) – practical guide by Kestutis Balciunas.
Investing your first salary: the 12-month action plan for Europeans (2026)
Investing your first salary: the 12-month action plan for Europeans (2026) – practical guide by Kestutis Balciunas.
What to do with a 10k year-end bonus: the EU investor’s playbook (2026)
What to do with a 10k year-end bonus: the EU investor’s playbook (2026) – practical guide by Kestutis Balciunas.
Lump-sum vs DCA for a 100k inheritance: the European decision (2026)
Lump-sum vs DCA for a 100k inheritance: the European decision (2026) – practical guide by Kestutis Balciunas.
Investing 100k cash from savings: the safe on-ramp playbook (2026)
Investing 100k cash from savings: the safe on-ramp playbook (2026) – practical guide by Kestutis Balciunas.
Opening a UCITS-friendly child custody account: country-by-country (2026)
Opening a UCITS-friendly child custody account: country-by-country (2026) – practical guide by Kestutis Balciunas.
Portugal NHR and UCITS ETFs: the expat investor playbook (2026)
Portugal NHR and UCITS ETFs: the expat investor playbook (2026) – practical guide by Kestutis Balciunas.